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So far Marketing has created 28 blog entries.

MEPs/PEPs: Are Companies Overpaying for Economies of Scale?

The retirement industry is gearing up for the implementation and adoption of PEPs (pooled employer plans) which were first introduced in 2020 under the SECURE Act. PEPs are similar to MEPs (multiple employer plans) in concept and structure, but will allow unrelated employers to participate in a sing [...]

2020-09-08T12:41:21-05:00September 7th, 2020|Categories: 401k Resources|Tags: , , , , , |Comments Off on MEPs/PEPs: Are Companies Overpaying for Economies of Scale?

CEFEX Certifies RPG Consultants for the 9th Consecutive Year

RPG Consultants was among the first firms in the United States to successfully complete the independent certification process for recordkeepers, and has now earned the certification for the 8th consecutive year. Our CEFEX-ASPPA certification signifies our commitment to adhere to a standard of excellence and a dedication to recordkeeping and administration best practices.

2020-08-13T16:35:52-05:00August 13th, 2020|Categories: Newsletters/Bulletins|Tags: , |Comments Off on CEFEX Certifies RPG Consultants for the 9th Consecutive Year

Understanding the CARES Act

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was signed into law on Friday, March 27, 2020. Besides the generalized financial relief afforded to individuals, as well as loans and other concessions for businesses, the massive relief bill for those suffering as a result of the Coronavirus Pandemic includes many provisions to help participants and employer sponsors of retirement plans.

2020-04-07T10:00:16-05:00April 7th, 2020|Categories: Newsletters/Bulletins|Tags: , , , , |Comments Off on Understanding the CARES Act

How the SECURE Act is Changing Retirement

The SECURE Act represents some of the most significant changes to retirement plan law since the passage of the Pension Protection Act of 2006, over thirteen years ago. The provisions of the Act are broad ranging and span many different effective dates.

2020-02-14T11:16:55-05:00February 14th, 2020|Categories: Newsletters/Bulletins|Tags: , , , , , , , , , |Comments Off on How the SECURE Act is Changing Retirement

The Final Rule on Hardship Distributions

The IRS published the final rule regarding participant hardship distributions from defined contribution plans. Hardships get a little easier with expanded qualification rules and streamlined review process. Some of these changes are mandatory, requiring employers to make the changes by Jan. 1, 2020, while others are optional. Though the IRS had issued the proposed regulations in 2018, the final regulations clarify a few key provisions.

2020-02-05T10:09:50-05:00November 16th, 2019|Categories: Newsletters/Bulletins|Tags: , , , , , |Comments Off on The Final Rule on Hardship Distributions

Safe Harbor 401(k) Plan Design

Safe Harbor 401(k) Plans can eliminate a host of testing issues for traditional 401(k) Plans. If HCE contributions in your plan have resulted in corrective distributions in the past, you may consider a Safe Harbor plan in 2020. The deadline is quickly approaching, so be sure to contact us before December 1st to make 2020 plan changes.

A Simple Guide to 401(k) Participant Disclosures

When it comes to 401(k) plans, plan sponsors have a fiduciary responsibility to distribute a variety of documents and disclosure notices. Imposing this responsibility on plan sponsors helps ensure that participants have the necessary information about the plan provisions and investment options in order to make informed and timely decisions for their personal financial wellness.

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