What is a high-deductible health plan?

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What is a high-deductible health plan?

A high-deductible health plan is health insurance with deductible amounts that are greater than standard insurance plans. The monthly premiums for this type of health insurance are typically less expensive because employees agree to take on more of the upfront cost of medical care. For 2018, these deductibles are at least $1,350 for individual or $2,700 for family coverage.