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Determining Retirement Plan Compensation

Determining Retirement Plan Compensation

When it comes to operating your retirement plan, determining the compensation that should be used for each participant can be really confusing. It seems like it should be simple, but the reality is quite different. In fact, the rules can be so confusing that using an...
A Plan Fiduciary’s Responsibilities

A Plan Fiduciary’s Responsibilities

Many employers establish retirement plans without being fully aware of their fiduciary responsibilities. It is imperative to know whether you are a fiduciary and, if so, what your responsibilities are because there are risks for the unwary. A fiduciary that breaches...
The Best Plan to Drive Your Retirement Needs

The Best Plan to Drive Your Retirement Needs

Excuse me, can you tell me what kind of car is best for me? It is impossible to answer that question without getting more information…how will the car be used? What is the budget? For fuel efficiency and driving in a crowded downtown area, maybe a Smart Car is best....
Automatic Enrollment for 401(k) Plans

Automatic Enrollment for 401(k) Plans

McDonald’s may have been the automatic enrollment pioneer 30 years ago, but it wasn’t until 2008 when the new Pension Protection Act rules kicked in that it really started to gain serious momentum. Since that time, articles have regularly extolled the...