by ERapp | Dec 26, 2011 | News and Articles
Cash or deferred retirement plans, more commonly referred to as 401(k) plans, have become the backbone of the private pension system in America. They long ago replaced employer-sponsored pension plans as the most common vehicle for retirement savings. These plans,...
by ERapp | Aug 26, 2011 | News and Articles
Sooner or later, every retirement plan will have to deal with participants who have terminated employment but still have balances in the plan. In most circumstances, the plan document provides guidance on how to proceed; however, there are a number of factors that can...
by ERapp | Jun 26, 2011 | News and Articles
It seems that every month there are new stories in the financial press about participants suing their employers for mismanagement of the company 401(k) plan. While most of these suits have been directed at larger companies, the increasing frequency has employers of...
by ERapp | Apr 26, 2011 | News and Articles
Very few employers have any desire to get caught in the middle of the divorce proceedings of their employees; however, when company retirement benefits become part of the negotiations, unsuspecting employers can be pulled into the fray. One of the foundational rules...
by ERapp | Feb 26, 2011 | News and Articles
USA Today recently ran an article describing how many companies are using alternative work arrangements to meet staffing needs during the economic recovery. Such arrangements may include use of leased employees, independent contractors or part-time/seasonal workers,...
by ERapp | Oct 26, 2010 | News and Articles
The record storage business is booming. A Google search yields pages and pages of links to companies offering to safely and securely store vital personal and/or business records. As the regulatory environment in which businesses operate becomes increasingly complex,...
