Small Employer Retirement Plan
Tax Credit Calculator
Estimate eligible tax credits under SECURE 2.0. Results are illustrative — your CPA should verify final figures before filing.
Plan Information
Employees who earned $5,000+ last year
Eligible non‑highly compensated employees
1 = startup year
Financial Inputs
Admin fees, setup, education costs
$
Total employer contributions to non‑HCE accounts
$
Estimated Total Credit
—
Dollar‑for‑dollar reduction in federal income taxes owed
Credit Breakdown
Startup Cost Credit
N/A
Credit amount
—
Auto‑Enrollment Credit
N/A
$500 flat credit
—
Employer Contribution Credit
N/A
Credit amount
—
TOTAL ESTIMATED CREDIT
—
Important: This calculator provides estimates only. Startup costs and employer contribution amounts should be verified by your CPA. Credits cannot be combined with a deduction for the same expenses. See IRS Form 8881 for official instructions.
