QACA Archives - RPG Consultants

Safe Harbor 401(k) Plan Design

Safe Harbor 401(k) Plans can eliminate a host of testing issues for traditional 401(k) Plans. If HCE contributions in your plan have resulted in corrective distributions in the past, you may consider a Safe Harbor plan in 2020. The deadline is quickly approaching, so be sure to contact us before December 1st to make 2020 plan changes.

Marketing2020-02-05T10:10:00-05:00November 11th, 2019|Categories: Newsletters/Bulletins|Tags: 401(k), 401k Retirement Plans, QACA, Retirement Plan Consultants, Safe Harbor 401(k) Plan, Safe Harbor Plan Design, Qualified Automatic Contribution Arrangement (QACA)|Comments Off

Automatic Enrollment is on the Rise

With the future of Social Security in question, it is becoming ever increasingly important for workers to self-prepare for post-retirement living. Studies show that approximately one out of every three eligible workers choose NOT to participate in their employer-sponsored 401(k) plan.

Marketing2019-05-20T13:32:45-05:00May 17th, 2019|Categories: Newsletters/Bulletins|Tags: Qualified Default Investment Alternative (QDIA), 401(k), Automatic Enrollment, Automatic Contribution Arrangement, EACA, ACA, QACA|Comments Off