401(k) Glossary
We know that retirement plan lingo can be pretty esoteric. We’ll do our best to make it easy for you to understand!
- 401(k)
- 401(k) Plan
- 403(b) Plan
- Active Management
- Actual Contribution Percentage (ACP)
- Actual Deferral Percentage (ADP)
- Age-Weighted Plan
- Annual Additions
- Annuity
- Asset Allocation
- Assets Under Administration
- Assets Under Advisement
- AUA
- Automatic Enrollment
- Balanced Fund
- Blackout Period
- Bond
- Bundled 401k Plan
- Calendar Year
- Cash Balance Plan
- Catch Up Contribution
- Certificates of Deposit (CDs)
- Cliff Vesting
- Compound Interest
- Daily Valuation Recordkeeping
- Defined Benefit
- Defined Benefit Plan
- Defined Contribution
- Defined Contribution Plan
- Diversification
- Dividend
- Elective Deferral
- Employee Stock Ownership Plan (ESOP)
- ERISA
- Excess Contributions
- Exchange-Traded Funds (ETFs)
- Financial Advisor
- Fiscal Year
- Fixed-Income Securities
- Graded Vesting
- Growth Stock
- Guaranteed Investment Contracts (GIC)
- Hardship Distribution
- Highly Compensated Employee (HCE)
- Income Stock
- Index Fund: Bond
- Index Fund: Stock
- Individual Retirement Account (IRA)
- Lump-Sum Distribution
- Managed Account
- Matching Contribution
- Money Market Fund
- New Comparability Plan
- Nondiscrimination Testing
- Non-Producing TPA
- Officer
- Pension Benefit Guaranty Corporation (PBGC)
- Plan Participant
- Plan Sponsor
- Plan Year
- Principal
- Prospectus
- Recordkeeper
- Required Minimum Distribution (RMD)
- Required Minimum Distributions
- Return
- RMDs
- Roth 401(k)
- Securities
- S&P 500
- Stocks
- Third-Party Administrator
- Third-Party Administrator (TPA)
- Total Return
- TPA
- Traditional 401k Plan
- Treasury Bills
- Treasury Bonds
- Treasury Inflation-Protected Securities (TIPS)
- Unbundled 401k Plan
- U.S. Government Agency Securities
- Vesting
- Yield